DISCRETIONARY ASSET MANAGEMENT
As an independent fee only Registered Investment Advisor, by law we must serve as a fiduciary, meaning we won't just offer investments that are suitable for your situation, but one that is the absolute best fit. In other words, your portfolio is customized to your needs, goals and risk tolerance. We have no proprietary products, "preferred" funds, or sales goals: our loyalty starts and ends with you.
At the foundation of every successful person is a well laid out plan. Each client engagement begins with a thorough discussion around your goals and objectives. We are not unique in that we adhere to time tested "modern portfolio theory", in other words we don't chase returns, follow the latest trends, or utilize specialized products just to look different. But we are different in that we will analyze your cash flow, debt, asset liability exposure, insurance needs, estate plan and tax situation carefully before agreeing to manage your money . Your risk tolerance, independent of current events or market conditions, is assessed to craft a personalized portfolio that will help you accomplish your goals.
Once we agree to your investment policy statement, Syntropy will assist in transferring your accounts (Syntropy never takes custody of your assets, they are held directly at Charles Schwab & Co.) and position the portfolio in a risk and tax sensitive manner. The implementation will be customized based on embedded gains to minimize the tax impact. Syntropy then takes the day to day management responsibilities to ensure your money is always optimally managed.
NON-DISCRETIONARY ASSET MANAGEMENT
For clients who want to exercise more control over their portfolio the same assessment is done as for Discretionary Asset Management but each investment decision is not enacted until verbal or email consent is granted by the client.
For information on our fees, review our fee schedule