Contact | United States | Syntropy Wealth Management

1. Inflation is the erosion of your buying power, and one of the most important reasons to invest your money. Inflation generally doubles the cost of goods every 25 years. With that in mind your overall objective is to invest for:

Capital Preservation with income-oriented investments that match long term inflation

Growth and Income through a mix of stocks and bond funds to minimally outpace inflation

Growth through a portfolio of which the majority is stock funds with the aim to comfortably beat inflation

Aggressive growth and speculation with stocks and alternative investments that should significantly outpace inflation

2. Assume that you have a 10+ year time horizon before you need to access your investment account and the stock market dives 25% over the course of a few months. How do you react:

Decide that you were investing too aggressively and demand a reduction of risk in your portfolio

Determine that you were investing too aggressively and once the stock market recovers will meet with your wealth advisor to reduce the stock exposure in your account

Do nothing, realizing that the stock market is volatile and downturns in the market usually are not long in duration

Realize that this is a buying opportunity and call your wealth advisor to ensure you are buying into the dip

3. Your personal belief is that a “bear” market begins when the stock market declines (from its previous high) by:

4. A friend shares “an opportunity of a lifetime” to invest in a start-up that a respected colleague has spent the last 10 years grooming. The business hopes to have a 20X return on investment. After thorough research and sensing some possibility you decide to:

Pass on the opportunity

Ask if she will accept a nominal investment of $1,000

Decide to take $10K from your “rainy day” fund

Invest $25K, taking funds out of your investment account

5. Below are six hypothetical portfolios, each showing the expected best and worst-case scenario, which do you feel most comfortable with:

Portfolio A: 44% gain, 30% loss

Portfolio B: 39% gain, 24% loss

Portfolio C: 33% gain, 19% loss

Portfolio D: 26% gain, 15% loss

Portfolio E: 19% gain, 11% loss

Portfolio F: 13% gain, 7% loss

6. You just learned that you unexpectedly inherited $100,000; you decide to:

Spend most of the money on an extravagance

Put half of the money towards debt or savings and the other half towards a car or vacation

Invest most of the inheritance into a similar mix of investments as your current portfolio

Donate the money to charity or to an individual who can truly benefit from it

Which of these is a prime number?

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